Loopholes, Shmoopholes

insurance-loophole

A loss adjuster turns up to assess the damage.
He attempts to ask Proton a few questions, but as listening is not her strong point she begins to harangue him with demands for a nice apartment to move into and wants to know how much of her house will be replenished at their expense.

Suddenly, mid questioning, there is a load crash from upstairs. It sounds as if it came from Quarks room, both Electron and Charm leap to their feet and run to investigate. It must be obvious to the adjuster that they are fearful of something as they return to inform him and Proton that it was just a piece of timber wedging the window shut that had fallen to the floor.

After some 90 minutes the insurance man is nearing the end of his questions and no doubt his tether. He has noticed that the kitchen window is also secured by some makeshift pieces of timber. There is just one thing he does not quite understand;
“I’m still not sure who is actually living here?”

All the while, Proton has gone out of her way to avoid saying that Quark was resident, she kept implying that he was temporary and that Strangeness had his own Flat.
“ Quark has been living here for 2 years!” Electron clarifies as Proton glares at him.

Satisfied, the adjuster begins to inspect the living room. He is sure that he is dealing with a fire , this guy is good, but is unsure of the cause.
He returns to the kitchen and begins to discuss other claims he has dealt with. He concentrates on cases where actions have deliberately caused a fire and states how even if this is the case, the insured person is still entitled to HALF payment of their claim.
He then states that he will call in a forensic expert to ascertain what has happened and that her claim will be settled as soon as possible after that.
Just as he is leaving he turns to say;
“I expect Quark to attend when the forensic expert calls.”

loophole

Ominous.

Afterburn

22 April -the clearance of the house continues.

The house is securedburnt-house-2 against Quark, windows are boarded up, doors barricaded, there is no way that Quark will be getting back into this house. At 4pm the doorbell rings and Charm goes to open the door.
In walks Quark!

Despite saying that he had somewhere to stay he claims to have been walking the streets since leaving the house, but no pity is forthcoming. He is chaperoned around the house as he attempts to collect a few items only to find that those items have been dumped. This angers him but it is not as if he had not been warned.He leaves empty rucksacked.

23 – 25 April – Proton & Electron are in the shed with Charm. She can no longer sleep in the house as she has developed a smoke induced cough.
Throughout the weekend Charm contacts various acquaintances of Quark to see if they can put him up. Eventually Gluon steps up to the plate and agrees that she will put a roof over his head temporarily.
In the course of her quest Charm has discovered just how bad things have gotten with Quark:
He has ostracised all of those close to him, even hardened drug users and junkies find his misuse too much to handle. Added to which he seems to have crossed or ripped off some very dangerous people. His drug taking is seen as out of control. The general consensus seems to be that Quark needs to be sectioned for his own good.. But how?

Meson, awaking from his drug induced slumber in some New York shithole is informed of his sons behavior and even he believes this to be a good idea, but in the meantime states that he will start to extradite a passport for Quark. Thus enabling him to travel to the United States and thence to Mexico to visit a shaman where he can get to know more about hallucinogens. Great idea. NOT!

qmex

Meanwhile there are more pressing things to attend to; Insurance claims, temporary accommodation, building work…….

 

THE DAY ARRIVES

21 April 2016

burning

BrrrNNNggg BBrrrNNggg BBrrnnnGGGG BrrrrNGGGGGG.

Urghhh …. 8 am, what the…….  Electron drags himself out of the bed to answer the phone.
It is Charm:

“There has been an incident”
“What’s happened, Whats happened?” shouts Proton hobbling from the bed.
“ We have had a fire!”
“Is everyone OK” asks Electron.
“ Yes we are all okay but you will need to get around here”
“ The lounge is destroyed”
“Wheres Quark?” Proton instructs Electron to ask.
“ Gone upstairs to his room”

Electron is hastily dispatched to the house.
The lounge is indeed destroyed.Electron cannot help but look at the ceiling, his ceiling only recently reinstated at great expense. The sofa is almost burnt in half, The wall and radiator behind are black and peeling. The TV set has begun to melt. The floorboards beneath the sofa are like remnant cinders from an open fire. The bay window is shattered. The Victorian door is smashed through where the firemen needed to gain access.

A smell of rancid smoke fills the house.

So what happened?
AntiQuark narrates the course of events:
Luckily I didn’t get much sleep. The bloody phone was ringing all night long, I finally got up at must have been 4 am and ripped the phone line out of the wall and returned to bed. I then smelt smoke about an hour later and got up to investigate. Then the alarms all went off. Quark was coming from the kitchen with the fire extinguisher but the idiot had shut the door behind him. It was deadlocked. I could see the orange glow within the room but Quark was of the opinion that there was no need to call the emergency services. Resisting the urge to batter him I pushed him out of the way and got my mobile out. Fortunately the fire brigade were very quick, they said another 5 minutes and the first floor would have gone up in flames.

Anyway we have got things to do, he is still leaving today.

They busy themselves clearing the house. AntiQuark makes eleven journeys to the local dump. Electron changes the lock on the front door.
All the while Quark is in his room upstairs, when last seen by Charm he was busy snorting 3 different coloured lines of chemicals off a piece of card.

And then he is gone. Left of his own accord….for now.

Charm, AntiQuark and Electron all stand in the hallway. Along with the smoke, there is something unspoken hanging in the air.

It’s all a bit coincidental, opines Electron.

Mmmmmm, the other two concur.